Quoting
What it costs. Not whether they can get it.
The quoters, the policy analyzer and the carrier material. You open it with a person and a set of facts, and you close it with a number.
Its own address: quote.virtualcloser.com. Every app runs at app.virtualcloser.com until each one moves to its own.
Plan comparison
Parsed from the carrier documents · doctor checked against each network
Policy analyzer
The plan documents, read for you.
Carrier brochures parsed into a comparison a producer can actually use on a call — premium, deductible, network and the exclusions that decide it.
Brochures parsed, not skimmed
Upload the carrier documents and get structured plan details back, so the comparison is against what the document says rather than what someone remembers.
The network question, answered
Check a specific doctor against each plan's network — the most common question on health, and the one that takes longest to answer properly.
Ask it in plain language
Query the plan set directly when a client asks something specific, instead of hunting through PDFs while they wait.
It informs the producer. It doesn't advise the client. This is a tool for a licensed human to work faster, not a recommendation engine and not something a client should be pointed at. Nothing it produces is a quote or a coverage determination, and the AI never gives plan advice in a text thread — that escalates, every time.
What is in it
2 parts, and you get all of them.
The quoters
Premium by product line, with the carrier assumptions visible rather than buried in a spreadsheet somebody's upline emailed round in 2019.
Carrier material
Brochures and one-pagers, current, in the app you are quoting in — not in a shared drive.
Worth knowing
It is a producer's tool, not a rate engine.
Quotes come from the carrier assumptions you configure, so they are as current as what you loaded. There is no live carrier rate feed behind this, and a page that implied otherwise would be selling you an integration nobody has built. What it does buy you is that the number, the policy they already hold and the material you send all come out of the same place.