The Agency Business System for insurance
The whole agency, split into tools.
The tools
You can see them all. You are not meant to use them all.
AI SMS replies
A lead lands and the conversation starts without you.
The first text goes out in minutes, the who-is-this gets handled, and the health question gets handed to a licensed human rather than answered.
Danielle R.
Mortgage Protection · TX · lead landed 9:04 PM
Facebook form · 9:04 PM · nobody at a desk
Hi Danielle: Alex here with Lonestar Family. You asked about covering the mortgage on the house in Katy. Still looking to get that sorted?
9:06 PM · Mirawho is this
9:20 PMFair question. You filled in a form about mortgage protection. I'm with Lonestar Family Insurance here in Texas. Want the details, or should I close this out?
9:20 PM · Mirano i remember doing that. yeah still looking. i have type 2 diabetes though, does that kill it
9:22 PMThat one's for a licensed agent. I'm not able to advise on health or coverage. It is a normal question though, and plenty of carriers write it. I'll get you fifteen minutes with someone who can answer it properly.
9:22 PM · MiraThursday 6:15pm any good?
9:23 PM · Mirayes that works
10:26 PMBooked · Thu 6:15 PM · invite sent · producer notified · Insurability Form queued
Before anyone drives anywhere
Will a carrier take them?
The Insurability Form goes to their phone before anyone drives anywhere, and the grade comes back with the answers that produced it. The carrier underwrites; this tells a producer where a case is likely to place.
Sample prospects. Virtual Closer develops the field information to help you see who's most insurable. Agency decision-support, not a carrier underwriting decision.
One job, one tool
An hour of dialing, and nothing in the tool that is not a call.
The queue, the number, the disposition and the lead's own history on one screen. Underneath it, the numbers and the 10DLC registration that decide whether any of it connects at all.
Power Dialer: Mortgage Protection
4 seats · 9 lines in flight
The line comes to you
Live calls, at a price you read before you arm.
You take the states and products your licenses allow, press Start, and the pool rings you inside market hours. The talk-time ladder is on the campaign before you arm and on the call while you are on it. Paid per live call, out of a balance you loaded, not per seat.
Inbound
Arm for a campaign, press Start, and live calls come to you. You pay by how long you stay on.
The work does not stop at sold
Sold, issued, serviced, a pipeline per product line.
Every line you write runs its own stages and its own owner, and what a carrier statement shorted is flagged rather than discovered in March.
Mortgage Protection pipeline
One board per product line · drag to re-disposition
The owner's half
Production, comp, the downline, and a new hire's first ninety days.
Written as the floor works rather than reconciled at month end, and the producer you hired last week opens their own tool for licensing, contracting and training instead of your recruiting pipeline.
Agency ManagementRecruitingNew Agent
Agency performance
Rolling 12 months · all producers
The same numbers, twice
What the book paid you, and where you stand.
A producer's own commissions, persistency and chargebacks are private to them. The same production, ranked for the whole agency, is meant to be seen , and nobody can type their own number into either one.
Producer scoreboard
Applications · written premium · persistency
One account
One book of business.
The lead the AI texted at 9pm is the lead the dialer calls on Tuesday, the prospect the Insurability Form graded, the application the pipeline tracks and the client the portal serves. Same record in every tool, so there is nothing to sync, no export, and no second place where the truth might be.
Tell us what your week looks like and we will tell you which three.
Thirty minutes, on your own product lines. Everything above is running right now. Go and watch it work.