Mortgage protection
No software to learn. You don't touch the list again.
Every record above is one you have already bought. Something is true about a few of them today.
How it runs
Virtual Closer
The reason to call. A lapsed policy, a birthday, a refi. Some of it is already sitting in your file. The rest we go and get, so the lead can be worked properly and qualified before it reaches you.
Mira
Email, text and phone. One conversation, one memory, opened with a reason that's about them.
You
It's on your calendar, and you pick up already knowing the loan, the balance and everything she said to get them there.
You bought it in 2023. The number changed hands, the house sold, the loan got refinanced. Nobody's checked a line of it since.
A refi. A 59th birthday. An ARM resetting. All of it happened in your book this year and nothing was watching.
Four hundred of them, one of him. The fourth touch never pays the day you make it, so the book got worked for a week and then it sat.
So he buys three grand more, and next year this book is that book.
What she's made of
Everyone else hands you a platform and asks you to change how you work. We built the tools, then built Mira out of them.
Your numbers, your caller ID, your registration, so everything goes out under your name. Ten minutes, once.
The rest is hers
The other six run your agency, not your book. Yours whenever you want them. See all sixteen.
Mira
Your refinance in September moved your balance to roughly $218,000. The coverage you looked at in 2023 was written against a different number.
Sent 8:04am, the send time she opens on. Opened in 40 minutes, clicked.She did
Filled in the eligibility page. Typed her own mobile. Answered four health questions.
Consent recorded: timestamp, IP, the exact language shown, page version, source email.Text
Thanks Dolores, that's everything I needed. Are mornings or evenings easier for a short call this week?
First text of the relationship. Legal because of the page, not because of the click.Call
Confirmed Thursday 6:10pm, her time. Two on title: her husband gets quoted on the same call.
Dialed inside her calling hours, in her timezone, on your caller ID.You
Thursday 6:10pm, Dolores & Mark Whitfield. On your calendar with the recording, the health answers and the loan attached.
The first time a human touched this record.Email, text and phone all write to the same memory. She never opens with something she already said.
Mira gives her name. If someone asks whether she's a person, she tells them.
She works the licenses you hold and the hours you set, in the lead's own timezone.
Optional
You never have to open this. The ones she has warmed up are sitting in it anyway, ranked, with the reason on the row.
The same work shows up in the Command Center every morning: replies waiting, follow-ups due, appointments booked. How the ranking works.
Proof
Our own floor, last quarter, on the book we work ourselves. Same engine runs yours.
Measured 20 September 2026, trailing 90 days. Our agency's book, not a customer's.
Signals
Nobody gets contacted on a schedule. She waits for a reason.
Working set
A floor can only hold so many live conversations. The top five thousand go into play; when one resolves, the next takes its place.
Every record you sent us.
The five thousand Mira is holding a live conversation with.
Booked, sold, or told us no. It leaves the set either way.
No signal, no answer. It waits for a reason and comes back when one lands.
You never pick who gets called. Mira decides the order, you take the appointments.
Consent
Email is opt-out. Calling and texting are opt-in. On an old book, email is the only door open on day one.
First
An email with a reason
Then
A real consent page
Only then
The phone and the text
The click is not the consent. The page is.
Stored against the lead, uneditable: timestamp, IP, user agent, language shown, page version, source email, the number they typed. If a complaint lands, that's your answer.
You get a number back, and the reason behind it. Want some help with them, we'll talk. Don't, keep the list and go.
Costs nothing. We price the work once we've seen it.