Tools

Free calculators for the numbers agencies get wrong.

Chargeback exposure, override spread, cost per issued policy, and what an agency is worth. Every one shows its working and says what it cannot know. Nothing to sign up for, and nothing is sent anywhere — the arithmetic runs in your browser.

Lead ROI calculatorCost per lead is the easy number and the misleading one. Work out what a lead source actually costs you per policy that issues.Agency valuation calculatorEstimate what an insurance agency is worth from EBITDA, retention and organic growth — the three things buyers actually price.Chargeback calculatorWork out how much advanced commission a carrier reclaims when a policy lapses, and how that changes by the month it lapses in.Override calculatorWork out the override you earn on downline production from the gap between your contract level and your producers'.